Fixed Rate Mortgages
Predictable Payments for the Life of the Loan.
Fixed Rate Mortgages
A fixed rate mortgage locks your interest rate and principal-and-interest payment for the entire loan term. It's the most popular choice for buyers who value stability and plan to stay in their home long-term.
Highlights
- 30-, 25-, 20-, 15- and 10-year terms available.
- Buy a home with as little as 5% down (primary home).
- Refinance up to 95% of your primary home's value.
- Monthly payments remain the same for the entire term.
Best For
- Buyers who want payment predictability
- Homeowners planning to stay 7+ years
- Refinancing out of an ARM into stability
Terms
10, 15, 20, 25, and 30-year fixed options. Shorter terms save significant interest; longer terms lower the monthly payment.
Down payment
As low as 5% down on a primary residence with conventional financing; 3% available for first-time buyers.
Rate lock
Lock your rate at application and it stays with you through closing.
Ready to explore Fixed Rate Mortgages?
Get a quick, no-pressure conversation with a Liberty loan specialist.
Talk To A SpecialistOther Loan Programs
DSCR Loans
Investor Financing Qualified by Property Cash Flow — Not Personal Income.
Down Payment Assistance
Get Help With Your Down Payment and Closing Costs.
FHA Loans
Flexible Qualifying for First-Time and Credit-Recovering Buyers.
VA Loans
A Hard-Earned Benefit for Veterans and Active-Duty Service Members.
HELOC
Turn Your Home Equity Into a Flexible Line of Credit.
Reverse Mortgage
Access Your Home Equity Without Monthly Mortgage Payments.
Adjustable Rate Mortgages
Lower Initial Rate — Great for Shorter Time Horizons.