Mortgage Resources
Tools and Guidance for Your Home Financing Journey
At Liberty Mortgage Group, we are dedicated to finding your best home financing solution. Each borrower has their own background and goals. That's why we offer a diverse portfolio of loan products for all types of homebuyers and homeowners who would like to refinance.
Whether you are buying your first home, forever home, investment property, are self-employed, or high net worth, we'll match you with the mortgage that makes the most sense for your situation.
DSCR Loans for Colorado Investors
Qualify for investment property financing using the property's rental income instead of your personal tax returns. Perfect for long-term rentals, short-term rentals, and portfolio expansion across Colorado.
- ✓ No W-2s or tax returns required
- ✓ Close in an LLC or entity
- ✓ 1–4 unit residential and short-term rentals
Debt Service Coverage Ratio
DSCR = Rent ÷ PITIA
We divide the property's gross monthly rent by the full mortgage payment (principal, interest, taxes, insurance, and HOA). A DSCR of 1.25 or higher typically earns the best investor rates.
Mortgage Payment Calculator
The monthly mortgage payment calculator estimates your monthly payment in four categories:
Principal
Interest
Property Taxes
Homeowner Insurance
Estimated Monthly Payment
$2,389
Estimate only. Actual payments may vary. Contact us for a personalized quote.