Reverse Mortgage
Access Your Home Equity Without Monthly Mortgage Payments.
Reverse Mortgage
A reverse mortgage allows qualifying homeowners age 62+ to convert part of their home equity into tax-free cash without selling the home or taking on monthly mortgage payments. The loan is repaid when the home is sold, the home is no longer the primary residence, or the last borrower passes away.
Highlights
- Available to homeowners age 62 and older.
- No required monthly principal or interest payments.*
- Receive funds as a lump sum, line of credit, monthly payments, or combination.
- Borrower remains the owner of the home.
Best For
- Homeowners 62+ looking to supplement retirement income
- Borrowers who want to eliminate monthly mortgage payments
- Those planning to age in place with access to home equity
Eligible properties
Primary residences including single-family homes, FHA-approved condos, and 2–4 unit properties where the borrower occupies one unit.
Disbursement options
Choose a lump sum, a line of credit, monthly term or tenure payments, or a combination.
Important obligations
Borrowers must keep the home in good repair, pay property taxes and insurance, and maintain the home as a primary residence.
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VA Loans
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HELOC
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Adjustable Rate Mortgages
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